This tip is for Moms, Working Moms, Working Gals & Guys, the Young, the Old and the In-betweens……

The ultimate treat for the ALL of the above on your list or a treat for yourself:

Time to exercise and find your inner peace at the same time. Package a new yoga mat with a couple of DVD’s (yoga and aerobics are a good combo) so you can workout in the convenience of your own home.

This is a frugal tip…..The gym membership “hundreds of dollars” and will you be faithful to the regime? OR do the above in the confines of your home and add some friends make a time of it, like planning a lunch (healthy of course) or dinner; I think you can be creative with this, getting healthy and frugal at the same time. Oh did I mention…..make it fun!