If you are going to charge your purchases for the holidays; try to use the cards that offer you the following:
Cash back
Airline Miles
Fuel Perks
Points
As well as getting back a little something for your effort you will also want to be vigilant in your credit card payments.
When paying your balance due on these cards, you will want to pay as much as possible as to not have a high finance charge added to the remaining balance.
Speaking of finance charge rates, use only the cards you have the lowest finance rate. You can also negotiate that rate with your credit card company if you have established good paying practices with this financial institution. Good Credit is great leverage.





