We hope that you are kicking off 2009 with plans for a year loaded with celebrations at home, work or school–for your family and friends or for clients.  There is an additional challenge these days to meet tight budgets and still produce events that sparkle.  Just remember, when planning your special occasions–it is the personal touch details that makes the memories and they need not cost much.  Any way to personalize items presented as favors or gifts will pay off in raves and smiles from guests of any age.  The memory of lavish refreshments and decorations will fade as time goes by but the personal touches that said, “This was planned just for you!” will be remembered, saved and savored for a long, long time.